“No one can predict with any certainty which way the next 1,000 points will be. Market fluctuations, while no means comfortable, are normal.” --- Peter Lynch (a Renowned Investor and Fund Manager) One would argue that these are not normal times with Russia invading the Ukraine. Volatility has ... Read more
Rental yields – what you need to know by David Agius
Rental yield – essentially the rate of rental income returned against the costs of an investment property is a great indicator of a property’s investment potential. But you need to keep things in perspective when you factor it into your decision to purchase property. Calculating rental yield ... Read more
How Does Sleep Affect Your Mental Health?
By Norbert Juma Sleep is our body’s repair mode and affects our physical and mental health. Our cells, tissues, muscles, and hormones are all replenished during the deepest phases of sleep. This ensures that we are operating at our best the next day. Experts recommend about seven (7) hours of ... Read more
OMG not Omicron! by Aziz Meherali
Next year was shaping up to be the year of Freedom! Freedom from covid; freedom from border closures; freedom from lockdowns! Now we have been introduced to Omicron, a new covid variant which threatens to de-rail our freedom in 2022. The scientific community worldwide is now working fervently on ... Read more
Some tips for paying off your home loan sooner– By David Aguis
Over the last couple of years, Australian home loan interest rates have been at historic lows. With interest rates expected to rise in the future, here are some extra steps that can help you pay your home loan faster. Seek out lower interest rates One of the easiest ways to reduce the loan term ... Read more
Treat yourself: Christmas treats with healthy tweaks!
The festive season is finally here. Trees and decorations are everywhere, and your calendar is suddenly looking a bit packed. But all those social events can leave you feeling a little… bloated. When you must go to a party and need to bring a plate, we’ve got you covered, with some healthy tweaks to ... Read more
Economic and Market update by Aziz Meherali
Following on from my last write-up where I tried to share some optimism with you, our Esteemed Clients and friends, let’s recap on how things have progressed. Whilst Covid Delta variant is still front and centre for most of us in Australia and raising its ugly head in the US and other parts of ... Read more
Explainer: fixed-rate loans by David Agius
With interest rates at an all-time low, and many lender’s fixed rates lower than their variable options, locking in an interest rate on your home loan to guard against possible future fluctuation may be attractive. However, it pays to know the ins and outs of fixed-rate loans before committing to ... Read more
9 ways to maintain your emotional wellbeing in lockdown
In one of the most uncertain times we’ve ever found ourselves in, the COVID-19 pandemic has presented us all with emotional stresses we’re not used to. Gone are the days we could travel freely without checking in, or leave the house without hopping online to check the latest restrictions. With all ... Read more
Lockdown tips by our paraplanner Duy Quang
Hello from paraplanning. As many of you will have experienced here in Sydney, it is fortunate that we have had a taste of lockdown in the past. What has been impressive was the lack of panic-buying as people knew there was no need. Working away from an office has both advantages and disadvantages, ... Read more
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