What it is, why it matters, and how to revamp your habits to get better nightly sleep – by Eric Suni Paying attention to sleep hygiene is one of the most straightforward ways that you can set yourself up for better sleep. Strong sleep hygiene means having both a bedroom environment and daily ... Read more
Economic and Market Update by Aziz Meherali
Rising inflation, the conflict in Ukraine, prolonged supply chain issues, pandemic-related lockdowns in China and monetary policy tightening by central banks have weighed on financial markets recently, stoking concerns about a global economic slowdown. Most analysts put a US recession at 50/50 ... Read more
With interest rates rising should I fix my loan? by David Agius
In May we saw the first rise in the RBA cash rate in over 11 years from a historic low of 0.10%pa to 0.35%pa and if you have a variable rate loan, this increase would have now been passed on. You may now be thinking, if rates are going to continue to rise, should I go fixed or stay ... Read more
Why Caffeine Affects People Differently?
Caffeine, found in many products like coffee, energy drinks, soda, teas and chocolate, is the most commonly consumed stimulant worldwide. An estimated 85% of Americans drink at least one caffeinated beverage daily, with each person consuming an average of 165 mg of caffeine per day — equivalent to ... Read more
Economic and Market Wrap by Aziz Meherali
“No one can predict with any certainty which way the next 1,000 points will be. Market fluctuations, while no means comfortable, are normal.” --- Peter Lynch (a Renowned Investor and Fund Manager) One would argue that these are not normal times with Russia invading the Ukraine. Volatility has ... Read more
Rental yields – what you need to know by David Agius
Rental yield – essentially the rate of rental income returned against the costs of an investment property is a great indicator of a property’s investment potential. But you need to keep things in perspective when you factor it into your decision to purchase property. Calculating rental yield ... Read more
How Does Sleep Affect Your Mental Health?
By Norbert Juma Sleep is our body’s repair mode and affects our physical and mental health. Our cells, tissues, muscles, and hormones are all replenished during the deepest phases of sleep. This ensures that we are operating at our best the next day. Experts recommend about seven (7) hours of ... Read more
OMG not Omicron! by Aziz Meherali
Next year was shaping up to be the year of Freedom! Freedom from covid; freedom from border closures; freedom from lockdowns! Now we have been introduced to Omicron, a new covid variant which threatens to de-rail our freedom in 2022. The scientific community worldwide is now working fervently on ... Read more
Some tips for paying off your home loan sooner– By David Aguis
Over the last couple of years, Australian home loan interest rates have been at historic lows. With interest rates expected to rise in the future, here are some extra steps that can help you pay your home loan faster. Seek out lower interest rates One of the easiest ways to reduce the loan term ... Read more
Treat yourself: Christmas treats with healthy tweaks!
The festive season is finally here. Trees and decorations are everywhere, and your calendar is suddenly looking a bit packed. But all those social events can leave you feeling a little… bloated. When you must go to a party and need to bring a plate, we’ve got you covered, with some healthy tweaks to ... Read more
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