Australia’s aged care system has undergone significant reform in recent years following the findings of the Royal Commission into Aged Care Quality and Safety. In June 2025, I wrote of how aged care services can support Australians who have come to a point in their lives when health conditions can ... Read more
Impact of Rising Interest Rates – And How to Prepare by David Agius
After hopes late in 2025 that inflation was easing, 2026 has opened with signs that price pressures remain. The RBA lifted the cash rate by 25 basis points to 3.85% in February, and major banks now expect another rise in May, with the possibility of further increases later in the year. Some ... Read more
Christmas Traditions from Around the World
Learn about how different cultures celebrate the holiday-extract from the article. By Lola Bosa Christmas is a worldwide holiday, yet it is celebrated differently from place to place—sometimes even on different days. In the United States, we’ve embraced traditions like Santa Claus, the tree, ... Read more
Economic and Market Update by Aziz Meherali
Start of 2025 has been very eventful with Trump grabbing headlines virtually everyday and driving market volatility up. The uncertainty caused by Trump’s rhetoric around tariffs, immigration and establishment of DOGE (Department of Government Efficiency), who have culled several thousand federal ... Read more
Economic and Market Update by Aziz Meherali
We have continued to enjoy largely positive results with equity markets overall despite increased volatility and political uncertainties globally. Positivity seems to be the state of play despite many alarming factors, such as the wars waging in Europe and the Middle East; shift away from the ... Read more
Your fixed rate loan is ending? What should you do? by David Agius
I am having a lot of conversations with existing and new clients about their fixed rate loans that are coming to an end. During the peak of the pandemic, the RBA provided banks access to cheap three-year fixed rate funding which they on-lent to their customers. It was estimated that fixed rate ... Read more
Economic and Market Update by Aziz Meherali
As largely expected, 2023 has seen market volatility and uncertainty reign high despite company reporting still being robust and performing above market expectations for the most part. The market rally, in particular over the past 3 or so months, has been largely concentrated in the Big End of town ... Read more
Construction loans by David Agius
If you’re thinking of building your own home or doing a major renovation on your existing home, you’ll need to be familiar with the ins-and-outs of construction loans. Construction loans are not as straightforward as standard home loans. There are additional decisions to be made about the structure ... Read more
Economic and Market Update by Aziz Meherali
It is exciting coming into the Christmas and Festive Season break and I am sure we are all looking forward to it. Hopefully, the gathering of families, the excessive appetite for all things yummy (and fattening), and the sense of warmth and well-being will help us overcome what has been a very poor ... Read more
Property Review by David Agius
With the old adage, what goes up must come down, we saw that with Australian housing market in 2022, but what for next year? During the pandemic, house values across Australia increased some 28% driven largely by record low interest rates, a shortage of housing supply and pent-up demand ... Read more